Owner operators under permanent lease to a motor carrier
It’s common for a motor carrier to provide primary liability insurance coverage while you’re working for them under permanent lease. This typically covers injuries or damage to other people or property if you’re found responsible for an accident.
Some motor carriers offer additional coverage however you can often get a better deal allowing you to customize your truck insurance. The additional owner operator truck insurance coverages that you may need to consider depending on your business, include:
- Non-Trucking Liability
Protection for when you’re using your vehicle for personal use. - Physical Damage Coverage
Covers the cost of fixing or replacing your truck if it’s involved in an accident or stolen. - Trailer Interchange
Physical damage coverage for non-owned trailers being pulled under a trailer interchange agreement.
