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Personal Auto Insurance

Whether you hit the road every day or just take occasional trips, have the peace of mind that your property, loved ones, and pockets are covered so you can enjoy the freedom of the road while we manage the risks for you.

If you’re involved in an accident, you may have expenses for car repairs, property damage, medical bills, lost wages, and more. Required auto insurance coverages, limits, and deductibles vary by state.

Coverage options for personal auto insurance (exclusions may apply and coverage can vary by state):

Liability Coverage

Physical Damage Coverage

Personal Injury Protection (PIP)

Also known as no-fault insurance, can help cover medical expenses, lost wages or funeral costs after an accident, no matter who is at fault

Medical Payments Coverage

Can help pay for medical expenses for you and passengers in the event of an accident, such as medical treatments and rehabilitations, dental care or funerals.

Uninsured / Underinsured Motorist Coverage

Helps pay for you medical expenses or to fix your car if the other driver lacks enough liability coverage.

Optional Car Insurance Coverages

Many carriers offer optional coverage options (e.g., rideshare or custom parts) that can be added to customize policy that best fits your needs. 

Examples of how personal auto insurance can help protect you:

  • Your teenage son hits a pedestrian while driving a vehicle to school. The pedestrian requires medical treatment that results in costly medical expenses.
  • You swerve off the road while driving to the golf course and take out a residential mailbox.
  • Your wife hits another car and totals it while driving to meet friends.

To get started with personal auto coverage, contact us for a personalized quote. Our carrier partners have a proven track record providing resources to help make sure the drivers in your family are safe.

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See how an Umbrella policy can add an extra layer of protection over your Auto and Home Insurance.

Personal Auto Insurance FAQs

 There are several discount possibilities, learn more about car insurance discounts that are available by getting a quote today.

Personal auto insurance is not designed for the type of risks you and your employees can face. In fact, most personal auto policies contain an exclusion for business use. Commercial auto insurance can cover business-owned vehicles, like fleets of vehicles or trucks, and even your own car, as well as those you rent, lease, or borrow. It can also help when employees use their personal vehicles for business. A personal auto policy provides coverage for personally owned vehicles that are operated by individuals or family members for personal use.