Comprehensive Insurance

Comprehensive insurance coverage can help pay the costs of damage to your car for non-collision related claims. It is added to other coverage you may have, like Commercial Liability Insurance.

Keep in mind, comprehensive insurance coverage is optional. However, if you’re financing or leasing your car, your lender will likely require it.

Examples of how Comprehensive Insurance can help protect you:

  • Your car is hit by a flying tree during a tornado and needs to be repaired.
  • Your car is spray painted during a riot. 

It’s easy to mix up collision and comprehensive insurance because they both protect your car. The difference is that each coverage helps pay for damages caused by different events:

Comprehensive Insurance Covers

Pays for damages caused by:

  • Natural disasters, like hurricanes or tornados
  • Vandalism, Theft, Fire, Glass damage
  • Falling objects
  • A civil disturbance, like a riot
    Hitting an animal, like if you hit a deer

Collision Insurance Covers

Pays for damages caused by:

  • A collision with another vehicle or an object
  • Only your car, like a rollover accident
  • Someone crashing into your car
  • An accident in a car you’ve rented

To learn more, contact us for a Comprehensive Auto quote today.