Examples of how collision insurance can help protect you:
- Your car hits a tree during a storm and needs to be repaired.
- Your employee runs off the road and crashes into a ditch on the way to a customer meeting.
Auto accidents can be costly. Collision insurance offers you more than peace of mind, it helps cover damages to your vehicle caused by other vehicles or objects. Avoid paying large out-of-pocket expenses for damages, that exceed your deductible.
Collision car insurance is optional; however, many lenders require it if you’re leasing or financing your car.
Be aware, you must first have comprehensive insurance coverage for your car before you can buy collision insurance.
Collision coverage helps cover damages to your car from many different accidents. Collision insurance helps with accidents that involve:
Collision insurance helps cover the costs of repair for your car if you’re in an accident with another vehicle or an accident involving an object like a fence or a tree.
Comprehensive insurance coverage, also known as “other than collision,” is usually much less expensive and covers things like:
