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Cancer / Heart Attack / Stroke Insurance

 

With the diagnosis of cancer or heart disease comes the reality of medical bills, time off for treatments, monies for living expenses, and for some, the cost of high deductibles. Cancer Insurance & Heart Attack/Stroke Insurance helps provide the resources you need so you can focus on your treatment, not your finances.

No one likes the word cancer, heart attack, or stroke, but truth is almost everyone knows or has been affected by cancer at some point in their life. The average cost of treatment continues to rise each year which can break some family’s budgets. 

Cancer Policies and Heart Attack/Stroke Policies are designed to pay a lump sum payout with a diagnose. The average pay out of a policy is $5,000 to $200,000 depending on the face amount of the policy.

Who are good candidates for Cancer Insurance and Heart Attack / Stroke Insurance?

  • Individuals who have high deductible health plans – Cancer Insurance & Heart Attack/Stroke Insurance may be the ideal solution for those who are worried about covering the costs of a high deductible health Insurance policy.

  • Small business owners – Owners are the heart and soul of their small business. If an owner is unable to work for a period of time due to illness or treatment, Cancer Insurance & Heart Attack/Stroke Insurance may help keep operations running as smoothly as possible for a time.
    Expenditure
  • Families – With Cancer Insurance & Heart Attack/Stroke Insurance, families may have peace of mind knowing they’ve done the right thing to keep the house running as smoothly as possible.

Cancer Insurance & Heart Attack / Stroke Insurance FAQs

Provides benefits in a lump-sum payment upon diagnosis of cancer, heart attack or stroke.

  • Benefit Amounts: $10,000 to $100,000
  • Policy Term: 10-, 15-, 20-, and 30-years or Lifetime
  • Coverage Type: Individual, Individual Plus Child/Children, or Family
  • Policy Issue Ages: 18-89

100%

  • Cancer (Internal Cancer or Malignant Melanoma)
  • Heart Attack & Stroke

25%

  • Coronary Artery Bypass Surgery
  • Coronary Angioplasty Surgery

You receive a lump-sum payment to use any way you choose

  • Replace lost income – With treatment, you may need to take time off from work. Or your spouse may use all of his or her time, traveling with you to appointments or out of town. With these policies, you may offset some of these.
  • Health insurance deductibles or copayments – There may be incidental costs associated with treating these covered conditions that your health insurance may not cover. Luckily, with Cancer, Heart Attack & Stroke insurance, you can use the funds to help.
  • Household expenses like mortgage payments, groceries and utilities – Depending on your situation, finances can get tight with the diagnosis and treatment of one of these conditions. Lost income, medical bills and prescriptions, and other expenses can add up. Your policy benefits can be used to help cover your ongoing living expenses.
  • Travel to receive treatment – Disposable income or savings may not be able to pay for travel. With a Cancer, Heart Attack & Stroke policy, you may be able to use the funds to help get you where you need to be for treatment.