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Renters

Are you on the fence about renter’s insurance? You may think that your personal assets aren’t worth much, but there are additional coverages to think about with renter’s insurance. Many apartment complexes now require renters to have some level of renters insurance.

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Did you know?

  • 60% of renters don’t have coverage
  • Average renters have $35,000 in belongings
  • Average annual premium for renter insurance is around $200

Renter’s insurance helps you pay for repairs or replace property after things like theft, water damage or fire. It can also help protect you if you become liable for property damage or bodily injury.

Contact us today to speak with one of our friendly
agents about renters insurance.

Coverage Types:

  • Renters Personal Property Coverage 
    Help you pay for repairs or replace your possessions after things like theft, water damage, fire, smoke and windstorms.  Renters insurance extends beyond your home, your items don’t need to be in your home at the time they are damaged or stolen to be protected.

For instance, you will be covered if your luggage is stolen while on vacation, or your laptop gets damaged at the café.

  • Renters Personal Liability Protection
    Help cover the legal costs or related damages and accidental bodily injury or property damage to others.

For instance, a guest has a slip and fall accident while visiting you, you would be covered. Medical Payments Coverage - help with the associated costs when a covered accident involves bodily injury to others.

  • Additional Living Expenses
    Helps you pay for additional living expenses (e.g., rent, meals, laundry) if you can’t stay in your rental.
  • Contents Replacement Cost
    Help cover the cost to replace property with a similar type if personal property becomes damaged and needs to be replaced.
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