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Medical Payments Coverage

Medical Payments Coverage

Medical Payments Coverage is an optional coverage, it applies to everyone in your car at the time of the collision.
The availability of medical payments coverage varies by state.
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Medical Payments Coverage Small

Medical payments coverage helps pay for medical expenses that result from a car accident including treatment, rehabilitation, funeral costs, and dental care.

Medical payments coverage applies in all states, regardless of who is at fault for the auto accident. It can help pay for:

  • Medical deductibles and co-pays, Ambulance fees
  • Doctor’s visits, Extended nursing services or hospitalization
  • Medical treatments, surgeries or procedures, Prosthetic limbs
  • Dental procedures
  • Funeral costs

Contact us to learn more about auto insurance coverage and to better
understand the requirements where you live.

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Differences between Personal Injury Protection (PIP) and Medical Payments are:

  • PIP covers lost wages if you’re forced to miss work due to a car accident, while medical payments coverage does not.
  • PIP limits and costs are typically much higher than medical payments coverage limits.
  • Both PIP and Medical Payments have varying coverage requirements.

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