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Personal Comprehensive Coverage

Comprehensive coverage can help pay the costs of damage to your car for non-collision related claims. It is added to other coverage you may have, like Liability Insurance.

Keep in mind, comprehensive insurance coverage is optional. However, if you are financing or leasing your car, your lender will likely require it.

Examples of how comprehensive insurance can help protect you:

Your car is hit by a flying tree during a tornado and needs to be repaired.
Your car is spray painted during a riot.

It is easy to mix up collision and comprehensive insurance because they both protect your car. The difference is that each coverage helps pay for damages caused by different events:

Comprehensive Insurance Covers

Pays for damages caused by:

Natural disasters, like hurricanes or tornados
Vandalism, Theft, Fire, Glass damage
Falling objects
A civil disturbance, like a riot
Hitting an animal, like if you hit a deer

Collision Insurance Covers

Pays for damages caused by:

A collision with another vehicle or an object
Only your car, like a rollover accident
Someone crashing into your car
An accident in a car you’ve rented

Personal Comprehensive Coverage

It is easy to mix up collision and comprehensive insurance because they both protect your car. The difference is that each coverage helps pay for damages caused by different events:

Comprehensive Insurance Covers

Collision Insurance Covers

To learn more, contact us for a comprehensive auto quote today.

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